what we do

Improving Financial Resilience

The Partnership’s purpose is to improve the financial well-being and financial resilience of people and communities in Nottingham city.

This includes among, other things, reducing the levels of over-indebtedness; tackling high cost credit and increasing access to more affordable responsible credit; helping people to maximise/ increase their income; making sure everyone can get and use an appropriate bank account; finding ways to support people on low incomes with saving; helping adults to increase their skills, knowledge and confidence in dealing well with money (financial capability); increasing and embedding financial education across schools/ other young people’s settings.

Access to affordable and nutritious food, affordable warmth and affordable housing are also a part of Improving people’s financial well-being in the city.

The Partnership works to an annual action plan (back copies available upon request).

Since receipt of National Lottery Community Fund funding in 2020, we are now particularly working to deliver against our delivery plan for the fund.

independent, multi-agency partnership working together to improve the financial resilience of people & communities in Nottingham
"Improving people’s resilience against financial shocks and pressures. Includes improving financial well-being and stability, ensuring people can access relevant financial products and have the capability to deal with money well."


The partnership drafted a Financial Resilience Plan for Nottingham in Spring 2016.

This report sets out the scale of challenges in Nottingham using key data and in the context of national financial inclusion policy.

The report also summarised the priorities and common issues that emerged from the series of neighbourhood events in the Autumn of 2015.

Following the conference in 2016 and feedback on the original draft report, the partnership then developed an Action Plan setting out the key strategic aims and objectives for the work.

Since this time, the Partnership has produced annual action plans focussed on reducing levels of over-indebtedness, increasing income levels, reducing high cost credit use/ increased access to more affordable credit, improving access to banking, financial education and financial capability, supporting saving.  The work has also linked with food poverty work and affordable warmth work. Copies of previous years action plans are available.